Clear, practical guides to help you understand borrowing, manage everyday finances and make more informed money decisions.
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A practical UK guide to managing debt after job loss, prioritising urgent bills, contacting creditors, checking benefits and finding free debt advice.
A practical UK guide to budgeting after job loss, checking benefits, protecting priority bills, managing the Universal Credit wait and making savings
Updated for 2026: learn how to prepare, check eligibility and compare costs before applying for a UK loan with bad credit.
Being unemployed does not, by itself, allow you to refuse jury service. If you receive a valid jury summons, you must respond
Personal loan eligibility depends on more than the credit score shown in an app. A UK lender will normally consider its own
Car finance can make a newer or more reliable car affordable without paying the full price upfront, but it also creates a
For many ordinary unsecured debts, a creditor normally has six years to start court action in England, Wales and Northern Ireland, or
You may be able to get a credit card while unemployed, but approval is never guaranteed. UK providers make their own eligibility
A joint account can affect your credit position because it normally creates a financial association between the account holders. You and your
Bad credit will not normally stop you getting a job in the UK. Most roles do not require an employment credit check,