by Sarah Minter | Mar 12, 2020 | borrowing
When you apply for a loan, the lender will use various factors to determine whether or not you are eligible. They make these decisions by assessing the likelihood that you will be able to repay the loan, as well as your potential risk factors. Different types of loans... 
by Sarah Minter | Dec 3, 2019 | Debt Management
The Complete Guide to Credit Repair Having good credit can be quite a boon to your finances in our modern society. However, as beneficial as a positive credit history can be, it pales in comparison to the difficulties you could face if your credit is so poor that it... 
by Sarah Minter | Oct 31, 2019 | finance planning
Things to Consider When Looking for a New Bank Having a bank you can rely on to manage your finances is a priority, but finding it can be time-consuming. There are approximately 300 banks and more than 40 building societies that offer their services to UK residents,... 
by Sarah Minter | Jun 16, 2019 | Debt Management, finance planning
Top 10 Ways to Keep Your Credit File Sky-High Whether we like it or not, credit defines precisely just how much trust we’re given from financial institutions and credit card companies. Your credit score is supposed to be a sober appraisal of your ability... 
by Sarah Minter | Jan 23, 2019 | borrowing, finance planning
Are you the bank of Mum and Dad? Your children are adult now and making their way in the world – you should be off the hook financially, shouldn’t you? Well, with house prices rising higher than ever and millennials being burdened by higher education loans... 
by Sarah Minter | Dec 19, 2018 | finance planning
Choosing how to pay for a car is a big decision, probably second only to buying a house. There are a lot of options out there, from buying outright with cash or savings to entering into a Hire Purchase agreement, a personal loan or a Personal Contract Purchase. Each... 
by Sarah Minter | Nov 21, 2018 | finance planning, Saving Money
10 Ways to Plan a Great Christmas on a Budget Christmas is coming and that always means extra expenditure: You’ve got presents, decorations, meals out, experiences for the kids and everything else to think about! By being savvy and planning ahead, it’s... 
by Sarah Minter | Nov 7, 2018 | Saving Money
10 Ways to Plan a Cost Effective Wedding Your wedding is your big day. You want it to be spectacular – a day to demonstrate your love for your partner and to treasure fondly forever. However, we often have to work to a budget, even – or especially... 
by Sarah Minter | Oct 18, 2018 | Saving Money
All parents want to set their children up for a future of financial security, so it’s important for a parent to teach their children how to save money. With the latest studies showing that by the age of 7 our money habits are ingrained in us, it’s never... 
by Sarah Minter | Oct 4, 2018 | Home Improvement, Saving Money
7 Savvy Tips to Furnishing your House on a Budget Moving into your first house is an exciting and momentous time, but once you’re in, you may find that you’re working with a very tight budget for furnishing and decorating your new space. Should you buy...