Key Takeaway:Student loans do not have to be paid back immediately after graduation. The repayment process begins once the graduate starts earning a certain amount, usually £27,295 per year or above. Student loans can get written off in a few scenarios, including when...
Key Takeaway:Logbook loans are a type of secured loan that uses the borrower's vehicle as collateral.The loan is secured using a bill of sale and a consumer credit agreement, with the logbook serving as insurance for the lender.To qualify for a logbook loan, borrowers...
Key Takeaway:Understanding the Statute of Limitations is crucial in determining how long a debt can be chased in the UK. Depending on the type of debt, there are limitations on how long creditors can legally pursue unpaid debts.Unsecured debts, such as credit card...
Key Takeaway:Direct your direct debits: Keep an eye on direct debits to avoid wasting money. Check contracts and deals regularly and renew for more affordable ones. Fix deals with new and existing providers to get better deals based on customer loyalty.Cancel regular...
Key Takeaway: Having bad credit makes it difficult to obtain an Argos card: The credit score of an individual greatly impacts the approval process of an Argos card. If one has a poor credit score, their application would be declined. It’s important to meet Argos...
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