Key Takeaway:Understanding the Statute of Limitations is crucial in determining how long a debt can be chased in the UK. Depending on the type of debt, there are limitations on how long creditors can legally pursue unpaid debts.Unsecured debts, such as credit card...
Key Takeaway:Direct your direct debits: Keep an eye on direct debits to avoid wasting money. Check contracts and deals regularly and renew for more affordable ones. Fix deals with new and existing providers to get better deals based on customer loyalty.Cancel regular...
With the world economy in disarray and inflation driving up the cost of goods and services, it’s increasingly difficult to create an effective household budget. Things get even more complicated when you’re trying to make ends meet with a limited income. If you’re...
Unlike the United States, the UK bases credit scores on individual lenders. These scores are solely used to educate citizens about their financial standing and how well they are doing with managing credit. Still, it is important to understand what it takes to improve...
While there have been numerous attempts to curb unemployment in the UK, one cannot deny that it’s still a serious issue in the region. That’s even more of a case now due to the recent global crisis. In fact, statistical data shows that the unemployment rate in the UK...
Traditional vs. Digital Banks Digital-only banks such as Monzo, Tide, and Starling are forcing traditional brick-and-mortar banks to take notice. Younger people are opening accounts at digital banks at an increased rate but many others in the UK are still hesitant to...
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